• 微博
  • 微信微信二维码

广东省人民政府首页  >  要闻动态  >  广东要闻

公积金“停止”放贷支持保障房建设

来源: 南方日报网络版     时间: 2019年06月16日 11:43:20
【字体:

极速分分彩开户平台直属招商最高㊖100返9♔诚招代理【QQ】860925559 腾讯分分彩,腾讯5分彩,腾讯10分彩,时时彩龙虎和,U米彩票代理,U米官网,U米平台注册,U米乐官网,U米娱乐官方网站。公积金“停止”放贷支持保障房建设

马来西亚警方逮捕14名极端组织嫌疑人 慕尼黑袭击案枪手自杀 身上仅有一处枪伤 河北动用预备费 保障受灾群众吃穿住医基本生活 八达岭野生动物园两女游客遭老虎袭击 官方回应 U19亚青赛-国青女排3-0开门红 新西兰单局仅3分 河北邢台市市长道歉 启动洪灾责任追究程序(图) 12天没见执勤警察爸爸 女儿“路过”送去西瓜 富力输球张耀坤赛后揽责 边后卫不满被换下吐槽 当事人回应:高梵抓破我脸 想伤人他他能起来? 埃里克森批评上港队员拼劲不足 透露换孔卡原因 法科学院院士揭开意识之谜 边开车边打电话不可取 凶狠!中甲惊现柯钊式暴力飞踹 起身后显酿冲突 绿军一年保障合同签格林 九指悍将回梦开始地方 湖北荆州海子湖决口 武警泅水封堵已成功合拢 国际税收合作助力世界经济复苏 中国声音获高度关注

(  低)(调)(潜)(行)(多)(年)(的)(住)(房)(公)(积)(金)(贷)(款)(支)(持)(保)(障)(性)(安)(居)(工)(程)(建)(设)(的)(“特)(殊)(政)(策)(”,正)(在)(面)(临)(一)(系)(列)(重)(大)(调)(整)(。从)(2016年)(开)(始)(,地)(方)(政)(府)(的)(保)(障)(性)(安)(居)(工)(程)(,将)(不)(能)(再)(得)(到)(住)(房)(公)(积)(金)(贷)(款)(的)(支)(持)(。
  作)(为)(住)(房)(公)(积)(金)(和)(住)(房)(保)(障)(的)(主)(管)(部)(门)(,住)(房)(和)(城)(乡)(建)(设)(部)((下)(称)(住)(建)(部)()已)(经)(确)(定)(,不)(再)(新)(增)(住)(房)(公)(积)(金)(贷)(款)(支)(持)(保)(障)(性)(安)(居)(工)(程)(的)(试)(点)(城)(市)(,也)(不)(再)(向)(地)(方)(政)(府)(发)(放)(新)(的)(用)(于)(支)(持)(保)(障)(性)(安)(居)(工)(程)(的)(住)(房)(公)(积)(金)(贷)(款)(。
  自)(2009年)(开)(展)(试)(点)(以)(来)(,住)(房)(公)(积)(金)(支)(持)(保)(障)(房)(建)(设)(贷)(款)(投)(放)(计)(划)(额)(度)(为)(1107.53亿)(元)(,用)(于)(保)(障)(性)(安)(居)(工)(程)(。在)(这)(一)(试)(点)(政)(策)(停)(止)(后)(,其)(有)(可)(能)(产)(生)(的)(资)(金)(缺)(口)(将)(由)(国)(家)(开)(发)(银)(行)(及)(其)(各)(类)(资)(产)(证)(券)(化)(产)(品)(置)(换)(出)(的)(信)(贷)(额)(度)(解)(决)(。
  按)(下)(“停)(止)(键)(”
  “我)(们)(现)(在)(再)(去)(申)(报)(试)(点)(项)(目)(,部)(里)(面)(已)(经)(不)(接)(受)(新)(的)(申)(请)(了)(。”7月)(13日)(,一)(位)(不)(愿)(具)(名)(的)(地)(方)(住)(房)(和)(城)(乡)(建)(设)(厅)(内)(部)(人)(士)(向)(《中)(国)(经)(营)(报)(》记)(者)(透)(露)(。他)(所)(说)(的)(试)(点)(,即)(是)(“住)(房)(公)(积)(金)(贷)(款)(支)(持)(保)(障)(性)(安)(居)(工)(程)(建)(设)(试)(点)(”(下)(称)(“试)(点)(”)。
  2009年)(,住)(建)(部)(、财)(政)(部)(、人)(民)(银)(行)(总)(行)(等)(7部)(委)(下)(发)(《关)(于)(利)(用)(住)(房)(公)(积)(金)(贷)(款)(支)(持)(保)(障)(性)(住)(房)(建)(设)(试)(点)(工)(作)(的)(实)(施)(意)(见)((建)(金)(〔2009〕160号)()》(下)(称)(160号)(文)(件)()。160号)(文)(件)(提)(出)(,以)(住)(房)(公)(积)(金)(余)(额)(,向)(地)(方)(政)(府)(试)(点)(保)(障)(房)(项)(目)(发)(放)(长)(期)(建)(设)(贷)(款)(。
  住)(建)(部)(一)(位)(内)(部)(人)(士)(向)(本)(报)(记)(者)(证)(实)(了)(上)(述)(说)(法)(。他)(告)(诉)(记)(者)(,从)(2016年)(1月)(1日)(起)(,尚)(未)(发)(放)(项)(目)(贷)(款)(的)(试)(点)(城)(市)(,不)(再)(发)(放)(住)(房)(公)(积)(金)(项)(目)(贷)(款)(。“这)(个)(做)(法)(,不)(仅)(针)(对)(增)(量)(项)(目)(,也)(针)(对)(存)(量)(试)(点)(项)(目)(,发)(放)(贷)(款)(是)(一)(个)(重)(要)(的)(衡)(量)(标)(准)(。”他)(说)(。
  按)(照)(住)(建)(部)(及)(相)(关)(主)(管)(部)(门)(的)(要)(求)(,除)(不)(再)(新)(增)(试)(点)(城)(市)(外)(,对)(已)(经)(开)(展)(试)(点)(工)(作)(的)(城)(市)(,仍)(有)(未)(发)(放)(贷)(款)(的)(试)(点)(项)(目)(的)(,原)(则)(上)(不)(再)(发)(放)(住)(房)(公)(积)(金)(贷)(款)(,也)(不)(再)(调)(整)(新)(增)(试)(点)(项)(目)(。与)(此)(同)(时)(,住)(建)(部)(及)(相)(关)(主)(管)(部)(门)(要)(求)(,对)(已)(发)(放)(贷)(款)(但)(尚)(未)(结)(清)(的)(试)(点)(项)(目)(,试)(点)(城)(市)(政)(府)(要)(妥)(善)(安)(排)(还)(款)(资)(金)(,确)(保)(按)(期)(偿)(还)(贷)(款)(本)(息)(。
  “在)(我)(们)(看)(来)(,应)(该)(是)(试)(点)(工)(作)(已)(经)(结)(束)(,暂)(时)(不)(再)(延)(续)(的)(意)(思)(。”前)(述)(地)(方)(住)(房)(和)(城)(乡)(建)(设)(厅)(内)(部)(人)(士)(表)(示)(,但)(是)(,至)(今)(为)(止)(,尚)(未)(有)(正)(式)(消)(息)(通)(报)(,试)(点)(工)(作)(结)(束)(或)(者)(不)(再)(延)(续)(。
  他)(表)(示)(,从)(去)(年)(下)(半)(年)(开)(始)(,他)(们)(就)(从)(不)(同)(渠)(道)(被)(知)(会)(,明)(年)(试)(点)(工)(作)(将)(暂)(时)(不)(再)(延)(续)(,因)(此)(,在)(他)(们)(制)(定)(的)(2016年)(保)(障)(性)(安)(居)(工)(程)(融)(资)(渠)(道)(和)(手)(段)(中)(,已)(经)(不)(再)(涉)(及)(住)(房)(公)(积)(金)(贷)(款)(支)(持)(保)(障)(性)(安)(居)(工)(程)(的)(额)(度)(,而)(是)(只)(有)(用)(于)(归)(还)(本)(息)(的)(财)(务)(安)(排)(。
  计)(划)(贷)(款)(千)(亿)(
  在)(相)(当)(长)(的)(历)(史)(时)(期)(内)(,“住)(房)(公)(积)(金)(贷)(款)(支)(持)(保)(障)(性)(安)(居)(工)(程)(建)(设)(”试)(点)(,扮)(演)(了)(“补)(缺)(”地)(方)(保)(障)(性)(住)(房)(安)(居)(工)(程)(资)(金)(缺)(口)(的)(重)(要)(作)(用)(。这)(项)(试)(点)(工)(作)(的)(基)(本)(模)(式)(,就)(是)(在)(报)(请)(国)(务)(院)(批)(准)(试)(点)(资)(格)(后)(,针)(对)(试)(点)(项)(目)(,由)(住)(房)(公)(积)(金)(发)(放)(贷)(款)(,用)(于)(保)(障)(房)(项)(目)(融)(资)(、建)(设)(。
  试)(点)(工)(作)(从)(2009年)(开)(始)(,到)(2016年)(不)(再)(接)(受)(新)(增)(试)(点)(申)(请)(,中)(间)(总)(共)(经)(历)(6年)(时)(间)(。住)(建)(部)(、人)(民)(银)(行)(总)(行)(的)(统)(计)(数)(据)(显)(示)(,截)(至)(2015年)(底)(,全)(国)(试)(点)(为)(保)(障)(房)(建)(设)(发)(放)(的)(住)(房)(公)(积)(金)(贷)(款)(,已)(经)(超)(过)(1000亿)(元)(,达)(到)(1107.53亿)(元)(的)(规)(模)(。
  试)(点)(需)(要)(住)(建)(部)(、人)(民)(银)(行)(、财)(政)(部)(共)(同)(批)(准)(才)(能)(进)(行)(,贷)(款)(是)(以)(财)(政)(收)(入)(作)(为)(担)(保)(的)(。”前)(述)(地)(方)(住)(房)(和)(城)(乡)(建)(设)(厅)(内)(部)(人)(士)(称)(。截)(至)(2015年)(底)(,全)(国)(共)(有)(87个)(城)(市)(被)(批)(准)(进)(行)(该)(项)(试)(点)(工)(作)(,累)(计)(共)(有)(392个)(保)(障)(房)(项)(目)(获)(得)(住)(房)(公)(积)(金)(发)(放)(的)(建)(设)(贷)(款)(。
  一)(位)(人)(民)(银)(行)(地)(方)(营)(业)(管)(理)(部)(的)(人)(士)(告)(诉)(记)(者)(,1107.53亿)(元)(的)(贷)(款)(规)(模)(,应)(该)(是)(按)(照)(项)(目)(计)(划)(所)(需)(贷)(款)(额)(度)(匡)(算)(的)(,因)(此)(是)(计)(划)(贷)(款)(额)(度)(。在)(实)(际)(工)(作)(中)(,也)(可)(能)(根)(据)(项)(目)(的)(情)(况)(,贷)(款)(额)(度)(发)(生)(变)(化)(,但)(通)(常)(不)(会)(突)(破)(计)(划)(贷)(款)(总)(额)(。
  北)(京)(、上)(海)(、四)(川)(、陕)(西)(是)(试)(点)(项)(目)(最)(多)(的)(四)(个)(省)(市)(。截)(至)(2015年)(底)(,北)(京)(、上)(海)(、四)(川)(、陕)(西)(分)(别)(有)(34个)(、20个)(、38个)(、31个)(项)(目)(使)(用)(了)(住)(房)(公)(积)(金)(贷)(款)(用)(于)(保)(障)(房)(建)(设)(。除)(西)(藏)(自)(治)(区)(之)(外)(,剩)(余)(省)(、自)(治)(区)(、直)(辖)(市)(基)(本)(全)(部)(使)(用)(了)(住)(房)(公)(积)(金)(贷)(款)(支)(持)(保)(障)(性)(安)(居)(工)(程)(建)(设)(。
  情)(况)(不)(一)(样)(,北)(京)(、上)(海)(这)(样)(的)(城)(市)(,是)(因)(为)(房)(价)(快)(速)(上)(涨)(,保)(障)(性)(住)(房)(的)(任)(务)(量)(又)(比)(较)(大)(,而)(中)(西)(部)(地)(区)(省)(份)(,则)(是)(由)(于)(财)(政)(资)(金)(相)(对)(匮)(乏)(,需)(要)(通)(过)(试)(点)(发)(放)(的)(住)(房)(公)(积)(金)(建)(设)(贷)(款)(,完)(成)(保)(障)(房)(的)(融)(资)(。”前)(述)(地)(方)(住)(房)(和)(城)(乡)(建)(设)(厅)(人)(士)(表)(示)(。
  曾)(有)(较)(大)(争)(议)(
  “应)(该)(说)(,试)(点)(政)(策)(6年)(多)(时)(间)(,应)(该)(达)(到)(了)(政)(策)(预)(期)(,确)(实)(解)(决)(了)(地)(方)(政)(府)(在)(特)(定)(历)(史)(时)(期)(的)(融)(资)(需)(求)(。”一)(位)(参)(与)(试)(点)(工)(作)(前)(期)(研)(究)(论)(证)(的)(专)(家)(学)(者)(告)(诉)(记)(者)(。但)(是)(,在)(论)(证)(过)(程)(中)(,以)(住)(房)(公)(积)(金)(余)(额)(向)(试)(点)(保)(障)(房)(项)(目)(发)(放)(贷)(款)(的)(尝)(试)(,曾)(引)(起)(较)(大)(的)(争)(议)(。
  按)(照)(中)(国)(内)(地)(的)(制)(度)(设)(计)(,住)(房)(公)(积)(金)(由)(城)(镇)(职)(工)(和)(用)(人)(单)(位)(按)(照)(1:1共)(同)(缴)(存)(。与)(社)(保)(、医)(保)(等)(社)(会)(保)(障)(不)(同)(,政)(府)(各)(级)(财)(政)(并)(不)(出)(资)(,也)(不)(涉)(及)(相)(关)(担)(保)(。这)(使)(得)(住)(房)(公)(积)(金)(带)(有)(十)(分)(鲜)(明)(的)(“资)(金)(互)(助)(”性)(质)(,而)(按)(照)(《住)(房)(公)(积)(金)(管)(理)(条)(例)(》等)(法)(律)(性)(文)(件)(的)(规)(定)(,住)(房)(公)(积)(金)(的)(投)(资)(方)(向)(,只)(有)(国)(债)(。
  时)(值)(2009年)(前)(后)(,中)(央)(政)(府)(大)(规)(模)(推)(行)(保)(障)(性)(安)(居)(工)(程)(建)(设)(计)(划)(,并)(以)(指)(标)(的)(方)(式)(,向)(地)(方)(政)(府)(逐)(级)(分)(解)(任)(务)(。而)(地)(方)(政)(府)(的)(融)(资)(渠)(道)(问)(题)(,当)(时)(并)(未)(得)(到)(妥)(善)(解)(决)(,正)(因)(如)(此)(,以)(国)(务)(院)(的)(名)(义)(,住)(房)(公)(积)(金)(贷)(款)(投)(向)(保)(障)(房)(建)(设)(长)(期)(贷)(款)(开)(始)(进)(行)(试)(点)(。
  尽)(管)(通)(常)(都)(以)(地)(方)(财)(政)(进)(行)(担)(保)(,但)(是)(,在)(极)(个)(别)(地)(区)(或)(试)(点)(项)(目)(上)(,仍)(有)(逾)(期)(现)(象)(出)(现)(。根)(据)(住)(建)(部)(、人)(民)(银)(行)(总)(行)(的)(统)(计)(数)(据)(,2015年)(全)(年)(,试)(点)(项)(目)(贷)(款)(逾)(期)(额)(2.38亿)(元)(,逾)(期)(率)(0.77%。全)(年)(未)(使)(用)(项)(目)(贷)(款)(风)(险)(准)(备)(金)(核)(销)(呆)(坏)(账)(。年)(末)(项)(目)(贷)(款)(风)(险)(准)(备)(金)(余)(额)(19.37亿)(元)(,占)(试)(点)(项)(目)(贷)(款)(余)(额)(的)(6.24%。项)(目)(贷)(款)(逾)(期)(额)(与)(项)(目)(贷)(款)(风)(险)(准)(备)(金)(余)(额)(的)(比)(例)(为)(12.29%。
  “总)(体)(来)(说)(,质)(量)(还)(是)(非)(常)(好)(的)(,没)(有)(造)(成)(潜)(在)(的)(风)(险)(。”前)(述)(金)(融)(系)(统)(人)(士)(称)(,不)(过)(,还)(要)(有)(问)(题)(引)(起)(注)(意)(,即)(在)(试)(点)(暂)(时)(不)(在)(延)(续)(的)(前)(提)(下)(,需)(要)(确)(保)(已)(经)(获)(得)(试)(点)(贷)(款)(项)(目)(的)(正)(常)(还)(款)(。
  人)(民)(银)(行)(总)(行)(、住)(建)(部)(的)(统)(计)(数)(据)(显)(示)(,截)(至)(2015年)(底)(,累)(计)(回)(收)(试)(点)(项)(目)(贷)(款)(本)(金)(530.86亿)(元)(,试)(点)(项)(目)(贷)(款)(余)(额)(310.44亿)(元)(。175个)(试)(点)(项)(目)(结)(清)(贷)(款)(本)(息)(。“这)(个)(试)(点)(,资)(金)(安)(全)(是)(最)(重)(要)(的)(,毕)(竟)(住)(房)(公)(积)(金)(都)(是)(职)(工)(和)(用)(人)(单)(位)(的)(钱)(。”前)(述)(专)(家)(说)(。
)


相关文章

版权所有:南方新闻网 粤ICP备05070829 网站标识码4400000131
主办:南方新闻网 协办:广东省经济和信息化委员会 承办:南方新闻网
建议使用1024×768分辨率 IE7.0以上版本浏览器